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Tag: Household Finance

An illustration of the household finance puzzle, showing a cliff separating hesitant, naive investors using basic savings from sophisticated investors with diversified portfolios, highlighting the gap financial innovation struggles to cross.
By Ken / Posted onJuly 25, 2026

The Investing Mistake Millions of Households Still Make

Most households handle money reasonably well. A minority make three costly investing mistakes — and the market has little incentive to fix them. Continue Reading …

Associate Financial Planner (AFP) certificate and official lapel pin badge issued by the Financial Planning Association of Taiwan (FPAT).
By Ken / Posted onJune 20, 2026

從財務理論到理財實務:財務會計學者考取 AFP 的觀點與期許

網路上的理財資訊真假難辨,保險業務員與銀行理專又難免有利益衝突——當親友來問,我才發現自己的財務理論訓練其實不太夠用。這篇記錄從年金改革的震撼到考取 AFP 的心路歷程,以及我對「財務衛生」的一點期許。 Continue Reading …

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